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Help To Buy Mortgage Broker Cheshire | Mortgage Resolution

Help To Buy Mortgage Broker in Cheshire

By Mortgage Resolution



Mortgages

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.



First Time Buyer

Buying your first home can be overwhelming and sometimes frightening. There is such a wide choice of lenders and type of mortgage products, so it can be really confusing. As a first-time buyer you would benefit from getting an independent advice before buying your first home. We will pick the right mortgage deal tailored to your circumstances.


Buying your first home should be exciting, so make it happen and speak to one of our expert mortgage advisers today who will be happy to assist you at every stage of your home buying journey.


Home Mover

No matter what your circumstances, whether you are moving to another area of the country, upsizing or downsizing you need to understand the different options you have when moving your home. Our experts are here to help you find the best mortgage products on the market. We will guide you through the process and make this transition as smooth as possible.


Buy to Let


A Buy to Let mortgage is specifically designed for people who are buying a property to rent out. So whether you are an experienced landlord or you are looking for your first investment property you will need to take out a Buy to Let mortgage and our team will be happy to secure the best deal, tailored to your circumstances.


Some forms of Buy to Let and most forms of Commercial Mortgages are not regulated by the Financial Conduct Authority.


Remortgage/Debt Consolidation

Re-mortgaging usually means switching mortgage providers without moving property. Your current mortgage deal might be ending soon and your rate is reverting to the bank’s standard variable rate. Since your last arrangement the market has probably changed. Let us review your financial situation and see if we can save you some money.


Government-backed schemes

The government has put in place a number of schemes to support house purchasers, such as Help to Buy. The Help to Buy mortgage guarantee scheme helps you buy a home with a deposit of 5% of the purchase price. It’s open to both first-time buyers and home movers for new-build and older homes in the UK, with a purchase price up to £600,000. The guarantee is provided to your mortgage lender by the government – not to you.


To qualify for a mortgage guarantee, the home you want to buy must:

  • Have a purchase price of £600,000 or less

  • Not be a shared ownership or shared equity purchase

  • Not be a second home

  • Not be rented out after you buy it


The property doesn’t have to be newly built. You don’t have to be a first-time buyer and there’s no limit on your level of income. But you can’t use Help to Buy with any other publicly funded mortgage scheme, or an interest-only mortgage.


For details of other government home ownership schemes, please visit: https://www.gov.uk/affordable-home-ownership-schemes/overview


Contains public sector information licensed under the Open Government Licence v2.0


Specialist

Bridging Loans / Commercial Mortgages / Secured Loans / Equity Release

This is a referral service and no advice will be given by Mortgage Resolution. You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone.



 

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CONTACT DETAILS:


Chester: 01244 478708

4 Chantry Court, Obsidian Offices, Chester, CH1 4QN


London: 020 4524 5550

3rd Floor, 86 – 90 Paul Street, London, EC2A 4NE


Mortgage Resolution Limited. Registered in UK. Company No. 13762663. FCA No. 972467

 

Your home may be repossessed if you don't keep up repayments on your mortgage or another debt secured against your property. Mortgage Resolution is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Mortgage Resolution limited is registered in England and Wales. Company No: 13762663. FCA No: 972467. Registered Address: 33 Chester Road West, Queensferry, Deeside, Flintshire, United Kingdom, CH5 1SA. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.

 

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